Government-Provided Assistance
No matter how serious your loved one’s injury is, it’s a good time to start looking for help to get them home and back into their community. You might need to change your loved one’s current home to make it easier for them to move around, or even find a new place that is already set up to be easy to use. Finding help and making these changes can take a while, and your loved one might even leave the hospital’s rehabilitation program faster than you expect. How much financial support you can get for these changes depends a lot on your loved one’s health insurance and if they can get help from the government or other places.
Government Benefits Finder
This tool helps you find federal benefits fast if you have a disability or qualifying illness
Supplemental Nutrition Assistance Program (SNAP)
SNAP provides food benefits to low-income families to supplement their grocery budget
Financial Empowerment Centers
The Financial Empowerment Center offers free advice for financial problems and helps plan for the future
Social Security
Most individuals return to their previous jobs or find a new one. These resources are often temporary solutions to financial problems. Red Book helps individuals to move from SSI and SSDI toward working.
Individual Retirement Accounts (IRAs)
If you become disabled and can no longer work, the IRS allows you to take money from your IRA without paying 10% penalty. You need to show proof of disability. If you don’t have health insurance or have medical payment that isn’t covered by insurance, you can take money from your IRA without penalty. Your medical bills must be more than 7.5% of your adjusted gross income. You must pay them in the same year you take the money from your IRA to qualify.
State Benefits
Your state may offer help with getting food, health care, and childcare, or cash. If you live in Ohio, you can visit the beneftis.ohio.gov website to learn more and apply for help. If you live in another state, you can find your state's program by searching online.